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I would appreciate clarification in respect of items covered by the contents insurance.
Upon enquiries was told:
a) everything that doesn’t fall out if the unit was tipped upside down is contents.
b) if the apartment is not in its original condition, ie original kitchen, the new work has to be covered by me
I carried out renovations and installed a new kitchen and appliances, timber flooring, carpet, drapes, should I add these to the contents policy?
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