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We are on the river, our very expensive property insurance specifically states our boat ramp must be kept in good nick – it’s not, and hasn’t been for years. The lower underwater front-edge has been undermined and fallen off and forward. In higher tide hides a gaping void that some folks launching kayaks have already fallen into when entering or exiting the water. It’s the most obvious thing on the property likely to cause a disaster. The silly committee remain unconcerned and though have a repair quote aren’t really interested. My concern is if it remains dilapidated and a real catastrophe takes place that our insurer will wipe us. I had thought to call the insurer to see if he can remind them of their duty but won’t if it may trigger our policy cancellation. It’s one of a hit list of stupidity here but I’d appreciate your thoughts on how to proceed with this one?
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